Category: Finance
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Can You Claim Universal Credit On Maternity Leave? – Get at the Same Time
If you’re pregnant or on maternity leave, it’s completely normal to wonder about your benefit entitlements. One of the most common questions people ask is: can you claim universal credit on maternity leave? It’s a fair question, especially with the rising cost of living and the need for financial support during your time off work.…
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How Much Savings Can a Pensioner Have in the Bank UK? – What I Learned About Limits and Benefits
As I approached retirement, one question kept popping into my mind: how much savings can a pensioner have in the bank UK before it affects benefits? I wasn’t sure whether keeping money aside for emergencies would put my eligibility for support like Pension Credit or Housing Benefit at risk. After doing my research, speaking with…
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How Long Does It Take for HMRC Tax Refund to Go Into Bank?
I still remember the first time I applied for a tax refund from HMRC. After filing my return and learning I was due money back, I asked the same question that thousands of people in the UK ask every day: how long does it take for HMRC tax refund to go into bank account? Over…
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How Much Universal Credit Will I Get If I Get Carer’s Allowance?
Caring for someone full-time is both emotionally demanding and financially challenging. Like many in the UK, I found myself wondering: “How much Universal Credit will I get if I get Carer’s Allowance?” Navigating the benefits system can be difficult, mainly when numerous payments interact with one another. In this post, I’ll explain everything I discovered…
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Will I Get Cost of Living Payment Tomorrow? Here’s How I Found Out
With bills piling up and inflation still biting, I recently found myself asking a very real question: Will I get cost of living payment tomorrow? Short answer: If you’re receiving an eligible benefit and meet the government’s qualifying dates, you should receive your cost of living payment during the official rollout window. But that doesn’t…
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How Much is Maternity Allowance? – Your 2025 UK Calculator
If you’re preparing for maternity leave and unsure about what financial help is available and seeking how much is maternity allowance, you’re not alone. Many expectant mothers in the UK aren’t entitled to Statutory Maternity Pay (SMP) — especially those who are self-employed, in casual work, or have recently left employment. In these situations, Maternity…
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How Much Universal Credit Will I Get If I Earn 2,000 a Month?
So, How Much Universal Credit Will I Get If I Earn 2,000 a Month? When I first asked myself “how much Universal Credit will I get if I earn 2,000 a month?”, I discovered it’s not a fixed answer. Universal Credit is calculated individually based on your earnings, housing costs, and household situation. Because my…
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When Do You Stop Paying Child Maintenance Legally in the UK? My Experience Explained
If you’re a separated parent in the UK, child maintenance can feel like a long-term financial commitment—but at some point, it legally ends. I’ve gone through this process myself, and I know how confusing it can be to figure out when do you stop paying child maintenance. In this guide, I’ll share what I learned,…
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How to Claim Disabled Child Element Universal Credit? Your Complete Guide
Navigating benefits as a parent can be overwhelming, especially when caring for a child with disabilities. If you’re currently claiming Universal Credit and wondering how to get extra support, you might be eligible for the Disabled Child Element — an additional amount added to your monthly Universal Credit payment. This guide on how to claim…
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My Child Gets DLA What Else Am I Entitled To? – Know your Support
Realising My Entitlements After My Child Was Awarded DLA When I first received the letter confirming my child had been awarded Disability Living Allowance (DLA), I honestly thought that was it — just one monthly payment. But I was wrong. That one benefit unlocked extra Universal Credit, discounted travel, grants, and even free holidays I…