Category: Finance
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How much income can you make and still be eligible for Universal Credit?
With the rise of flexible work and growing financial pressure, many working people across the UK are turning to Universal Credit (UC) as a way to top up their income. But a common and important question arises: How much can you earn and still get Universal Credit? The answer isn’t one-size-fits-all. It depends on a…
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How Long Do You Have to Live in a Property to Avoid Capital Gains Tax UK?
When you sell a property in the UK, one of the most common concerns is: how long do you have to live in a property to avoid Capital Gains Tax UK? Whether it’s your family home, a holiday property, or a rental, understanding the rules around CGT and your main residence can help you avoid…
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If I Earn £1,000 a Month, How Much Universal Credit Will I Get?
If you’re earning around £1,000 a month and wondering how much Universal Credit you will get, you are asking a very common and important question that affects thousands of people across the UK. Universal Credit is designed to help people on low incomes or out of work with their living costs, but its rules and…
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Do I Need to Tell Universal Credit About PIP?
If you’re currently claiming Universal Credit and have recently been awarded Personal Independence Payment (PIP), it’s perfectly understandable to wonder: “Do I need to tell Universal Credit if I get PIP?” The simple answer is yes, and telling them as soon as possible can be not only a legal obligation, but also a financial advantage.…
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What Do You Need to Open a Corporate Bank Account in the UK?
Opening a dedicated business bank account is a crucial milestone in starting and growing a successful company. In the UK, a corporate bank account is not just a convenient tool for managing finances; it’s a legal and professional necessity. Whether you’re a new startup or an established business, having a dedicated account for your company’s…
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What Is a Leveraged Buyout? Understanding the Strategy
The Buzz Around Leveraged Buyouts: What Does It Mean? In the dynamic world of finance and business, terms like “Leveraged Buyout” (LBO) can often sound like jargon reserved for corporate boardrooms and Wall Street moguls. But what exactly does it mean? Why should you, as a small business owner in the United Kingdom, care about…
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How Do I Know If I Was Mis-Sold Car Finance? Top Warning Signs You Need to Know
Car finance can be a great way to spread the cost of purchasing a vehicle, but it’s not always as simple as it seems. If you’re unsure whether you’ve been mis-sold car finance, you’re not alone. Mis-selling happens more often than many people think. Whether it’s poor advice, hidden fees, or being misinformed about the…
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Public Liability Insurance for Self Employed: What UK Freelancers and Sole Traders Need to Know
If you’re self employed in the UK — whether you’re a builder, consultant, hairdresser, or freelancer — understanding public liability insurance for self employed individuals is essential. Running your own business means you’re personally responsible for everything that happens on the job. From accidents to property damage, the risks you face can lead to costly…
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5 Best 0 APR Credit Cards to Stretch Your Budget Further
In the current economic climate, managing your finances effectively has never been more important, especially for small business owners, freelancers, and individuals across the UK who are feeling the pinch of rising costs and financial uncertainty. Among the many tools available to help manage cash flow, reduce interest payments, and stay afloat, 0% APR credit…
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0 Interest Credit Cards: The Smart Way to Borrow in 2025
In an era where managing finances with precision is essential, especially amid inflation and rising living costs, understanding the tools available to navigate cash flow challenges is critical. One such tool — often misunderstood or overlooked — is the 0 interest credit cards. Designed to give consumers and small businesses temporary relief from interest charges,…