Tag: national insurance
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What Happens to My State Pension If I Die Before 65 UK?
Why Am I Thinking About My Pension Before 65? I’ll admit, thinking about what happens to my state pension if I die before 65 uk retirement age isn’t the most uplifting topic — but it’s an important one. The reality is that life is unpredictable. I wanted to understand what would happen to my UK…
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I Have Never Paid National Insurance – Will I Get a Pension?
In the UK, your right to a State Pension is closely linked to your National Insurance (NI) contributions. But what happens if you’ve never paid into the system? Many people find themselves asking: “I have never paid National Insurance, will I get a pension?” This is a common question, particularly among individuals who have spent…
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35 Years In – Can I Stop Paying National Insurance?
If you’ve been contributing to National Insurance for decades, it’s only natural to wonder: “Can I stop paying National Insurance after 35 years?” This is a common question, particularly among people nearing retirement age, or those who have consistently worked throughout their careers. You may have heard that 35 years of National Insurance contributions are…