Tag: state pension
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How Much Is State Pension If You Were Contracted Out? – What You Need to Know in the UK
If you’ve ever asked “How much Is State Pension if You were contracted out?”—you’re not alone. Many people in the UK are discovering that their pension forecast is lower than expected, often due to something they signed up for decades ago without fully realising it: contracting out. Whether you opted out of SERPS in the…
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If My Husband Dies Do I Get His State Pension? – UK Pension
When my husband passed away, the emotional weight was crushing. But beyond the grief, I was faced with a wave of practical questions — one of the biggest being: if my husband dies do I get his state pension? It wasn’t something I’d ever really thought about until I had to. Understanding what happens to…
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What Happens to My State Pension If I Die Before 65 UK?
Why Am I Thinking About My Pension Before 65? I’ll admit, thinking about what happens to my state pension if I die before 65 uk retirement age isn’t the most uplifting topic — but it’s an important one. The reality is that life is unpredictable. I wanted to understand what would happen to my UK…
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How Much State Pension Will I Get at 66? – UK Finance Plan
When I approached the age of 66, one of the biggest financial questions I faced was: “How much state pension will I get at 66?” Like many in the UK, I found the answer wasn’t as straightforward as I expected. So, I did my research—and here’s everything I learned about calculating the UK State Pension…
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35 Years In – Can I Stop Paying National Insurance?
If you’ve been contributing to National Insurance for decades, it’s only natural to wonder: “Can I stop paying National Insurance after 35 years?” This is a common question, particularly among people nearing retirement age, or those who have consistently worked throughout their careers. You may have heard that 35 years of National Insurance contributions are…